Can insurance help pay for my windshield and auto glass replacement?
Paying for auto glass replacement can cost a pretty penny. Yet, as the experts at http://www.glass.net share, the good news is that your auto glass replacement may be covered by your insurance company. How do you know if your glass is covered by insurance? That depends on a few different factors such as where you live, the kind of insurance you have, and what shop you want to have the new glass installed by. One important thing to keep in mind is that your auto glass is more than just a windscreen you look through while you drive–it’s an essential safety component to your vehicle!
Never settle for less than high quality and precisely crafted auto glass, and never settle for an inexperienced installation shop. The second important thing to keep in mind, is that you ALWAYS have a choice regarding how your vehicle is worked on and who does the work. Never allow your insurance company or a shop convince you of otherwise. Use a price comparison tool such as Glass.net to easily find a high quality glass shop that has a good track record with consumers, and who also accepts insurance.
The price comparison tool at http://www.glass.net is free to use, and has no hidden terms or conditions. Our goal is to empower you with the right knowledge and good choices, so that you can make decisions based on what is best for your safety and your budget. Visit http:www.glass.net today!
You may be wondering, can I use my insurance to pay for my auto glass replacement?
The answer is… Maybe. It largely depends on where you live, the kind of insurance coverage that you have, what kind of claim you’re making, and what shop you choose to get the replacement made at.
Let’s start with where you live. In specific states, such as Florida, Kentucky, Maine, and South Carolina, as long as you have comprehensive insurance on your vehicle, the insurance company is required to provide no-deductible insurance coverage of your auto glass replacement.
Laws like this change frequently on a state-by-state, so it’s important to check first before you make a claim or proceed forward with scheduling an installation.
Next, let’s look at your insurance coverage. Do you have comprehensive or basic insurance? Basic insurance usually does not cover the replacement of your vehicle’s glass. However, comprehensive insurance COULD cover the replacement of your glass.
If you have comprehensive insurance, the deductible you selected will determine whether your insurance will cover all or part of your auto glass replacement. For instance, if you have a 0 deductible, and the cost to replace your auto glass is 0, you’ll only pay 0 toward your auto glass replacement. Your insurance company would cover the outstanding 0 fee.
However, if you have a 0 deductible, and the cost to replace your auto glass is 0, then your insurance wouldn’t cover any of your auto glass replacement costs. You would be required to pay that out of pocket, because the cost is smaller than your deductible.
Now let’s look at the type of claims you can make about your auto glass to your insurance. In most cases, auto glass replacement is a no-fault claim. This is good news for drivers, as no-fault claims can’t be counted against you or used as cause to increase your insurance rates.
Often insurance companies vary on whether they will cover no-fault claims, especially those in the auto glass category. The best thing you can do, is first talk to the auto glass shop that you’re hiring, as they are usually best able to navigate confusing insurance rules.
Lastly, let’s talk about the shop you select to replace your glass. You see, an auto glass shop must be approved by insurance companies to receive payment from them. This means they meet specific requirements to service your vehicle.
When you’re selecting an auto glass installation shop, make sure to ask them if they accept insurance as payment. Finding this out BEFORE they get to your home is imperative to helping you save money. Taking a few minutes to shop around, can help you save hundreds of dollars in out-of-pocket costs.
Finding the right shop can be confusing and time consuming. That’s why Glass.net was founded.
Using our simple quote tool, you can generate up to 3 free local independent auto glass replacement quotes, in as little as 30 seconds. Each quote includes information such as the credentials of the shop, if the shop can accept insurance payments, consumer-generated star reviews, and so much more.
Don’t spend hours on the phone trying to negotiate prices–use the Glass.net price advantage to find the right shop that matches your budget, without sacrificing quality. Visit Glass.net today to begin the quote process – because with Glass.net you always have a choice!
Why You Need to Have a Life Insurance Policy
There are a lot of people out there who simply ignore the importance of a good life insurance policy. Not many of us like to think about our own demise, so we often put these kinds of obligations off for as long as possible. The bad economy has also caused most people to cut back on expenses, so things like life insurance are considered non-essential costs that can be cut from the family budget. Instead of continuing to ignore the importance of having life insurance or canceling any current policy you may have, you should at least think about the real consequences that may occur. There are a lot of important things that you may not have considered.
For those of you that happen to be the main breadwinner in the family, your death will have a huge impact on your surviving family members. In addition to grieving for you, they will also be left with bills and various other expenses that they may have a hard time paying without your income. By obtaining sufficient life insurance coverage from InsureNow365 , you can help to guarantee that your family will have enough money to get by for a while after your death. Consider the bad economy to be a reason why you should have life insurance instead of it being an excuse for why you should cut it from your current budget.
Getting a good Life Insurance Policy
Even if you are not the main breadwinner, life insurance is something you should still consider. Very few people enjoy thinking about their death, but it is an inevitable occurrence that may occur sooner than you may think. You can never be sure what will happen in the future. Therefore, it pays to be prepared ahead of time. By getting a life insurance policy you are making sure that your family will have no financial burdens due to your passing. There are lots of policies to choose from. Browse around for a while to find the best one for you.