Fibromyalgia Disability Insurance Claim Help and Information Video
http://www.diattorney.com/fibromyalgia-claim-long-term-disability-insurance-benefits/ – Disability attorneys Gregory Dell and Stephen Jessup discuss Fibromyalgia and the challenges faced when making a claim for short or long term disability benefits due to this condition. Fibromyalgia has been a very controversial topic with disability insurance companies because it is a subjective condition, meaning the diagnosis of Fibromyalgia is based on a patient’s subjective complaint of widespread pain, fatigue, etc. However, some recent favorable court decisions have given more credibility to Fibromyalgia as a true disease process and support awards of disability benefits based on a diagnosis of Fibromyalgia. As with any other medical condition, you must provide the disability insurance company medical records from your treating physician(s) who supports disability due to the diagnosis of Fibromyalgia. Although there is no objective diagnostic test which can concretely diagnose Fibromyalgia, such as an MRI, x-ray, or blood work, a “tender-point test” is generally accepted in the medical community as being able to provide objective evidence to support a diagnosis of Fibromyalgia. A patient must exhibit 11 out of the 18 possible tender points to be qualified for such a diagnosis. Another tool which has been accepted as objective evidence of disability due to Fibromyalgia, is a daily journal which documents the Fibromyalgia symptoms you experience daily. Fibromyalgia causes symptoms such as pain, fatigue, and often secondary depression, which affects your ability to function in your job, whether that be sitting at a desk all day or doing physical labor. Whatever your circumstance, it is crucial that you receive treatment from a physician who specializes in Fibromyalgia, such as a rheumatologist or internal medicine physician. Please feel free to contact any of our disability attorneys for a free consultation to discuss your disability insurance claim.
Why You Need to Have a Life Insurance Policy
There are a lot of people out there who simply ignore the importance of a good life insurance policy. Not many of us like to think about our own demise, so we often put these kinds of obligations off for as long as possible. The bad economy has also caused most people to cut back on expenses, so things like life insurance are considered non-essential costs that can be cut from the family budget. Instead of continuing to ignore the importance of having life insurance or canceling any current policy you may have, you should at least think about the real consequences that may occur. There are a lot of important things that you may not have considered.
For those of you that happen to be the main breadwinner in the family, your death will have a huge impact on your surviving family members. In addition to grieving for you, they will also be left with bills and various other expenses that they may have a hard time paying without your income. By obtaining sufficient life insurance coverage from InsureNow365 , you can help to guarantee that your family will have enough money to get by for a while after your death. Consider the bad economy to be a reason why you should have life insurance instead of it being an excuse for why you should cut it from your current budget.
Getting a good Life Insurance Policy
Even if you are not the main breadwinner, life insurance is something you should still consider. Very few people enjoy thinking about their death, but it is an inevitable occurrence that may occur sooner than you may think. You can never be sure what will happen in the future. Therefore, it pays to be prepared ahead of time. By getting a life insurance policy you are making sure that your family will have no financial burdens due to your passing. There are lots of policies to choose from. Browse around for a while to find the best one for you.